A phone call or web-based video call to help you make an informed decision about taking the next step to work together
FAMILY WEALTH FORMULA®
Three steps to help you organize your wealth plus ongoing guidance so you make wise financial decisions, minimize your taxes, and put more capital to work
Experience clarity and peace of mind that inspire you and your family to pursue your purpose and live more abundantly
We start with our Peak Planning Index™ assessment and three guided strategy meetings (in-person or web-based).
1. Family Wealth Strategy
Goals: Address the most pressing topic(s) on your mind; clarify your top financial goals, needs, and concerns; explore your Peak Planning Index™ to dive deeper into key topics
2. Investment Strategy
Goals: Organize and optimize your investment accounts into “purpose” categories; assess and establish a risk/opportunity level and the timeline for each category; outline our custom recommendations to enhance your investment strategy
3. Tax & Wealth-Building Strategy
Goals: Dive into a recommended idea list for tax savings with an action plan; demo your new Investment and Planning Dashboards; check progress toward your biggest financial goals; simulate your long-term wealth building and income projections
Pillars of Perpetual Planning
After getting started, we lead you through a continuous process so you have more time for your family and adventure.
We periodically prioritize time together to track progress to your goals, talk about new objectives, circumstances, and resources, review your investment strategy, run scenarios, and create meaningful action items.
Life happens, and we're here for you when you need guidance for key decisions or when plans change. Call us, email us, or schedule a time on our calendar for these as-needed planning and strategy sessions.
Planning Ideas & Actions
We systematically analyze dozens of wealth-building and tax-saving ideas at key milestones throughout the year and then provide you simple, pertinent next steps at just the right time.
We continuously monitor and adjust your investments to remain on target for their purpose within your time frame, risk, and opportunity guidelines.
Caleb Huftalin, CFP®
DIRECTOR OF WEALTH MANAGEMENT
CERTIFIED FINANCIAL PLANNER™ with a mission to guide leaders to implement wise financial decisions that advance their vital purpose
Husband and dad (four boys!)
Lives at the base of the Superstition Mountains in the far east valley of Phoenix, AZ
Loves to adventure with family as they hike in the mountains, explore primitive roads, and travel anywhere
Steve Hofmann, JD, CPA, CFP®, PPC®
DIRECTOR OF WEALTH PLANNING
Attorney, Certified Public Accountant, CERTIFIED FINANCIAL PLANNER™ and Professional Plan Consultant® guiding leaders to align their decisions with their goals
Husband and dad (three girls and a boy!)
Lives in Northern Illinois 70 miles west of Chicago
Enjoys training for the next run, exploring the outdoors with family, and traveling to fun places
WEALTH ADVISOR & OPERATIONS MANAGER
Seasoned financial planning professional passionate about helping families align their finances with their goals and values
Husband and Dad (One Boy and 2 Dogs!)
Lives in south Jacksonville
Loves to be outdoors, on the water, or traveling to new places with family and friends
DIRECT INVESTMENTS SPECIALIST
Focus: Bringing 25+ years of public accounting, financial, and real estate experience to coordinate direct investment opportunities for clients, such as 1031 DSTs and Qualified Opportunity Zone Funds
Wife and mother
Splits time between Gilbert, AZ and Hawaii
Loves to travel and enjoy hockey with an eye for anything unique, good tasting, or fun
CLIENT PROCESS MANAGER
Focus: Streamlining Ridgeline operational, portfolio management, and communication tool processes
Wife and Dog Mom; Buster and Willie
Lives in the Mesquite Canyon neighborhood in East Mesa, AZ
Loves to hike, read, teach Pilates, and adventure with her husband
Focus: Optimizing Ridgeline's operational practices, data management, and general behind-the-scenes work
Soon-to-be Husband (January 24')
Lives in Phoenix, AZ
Loves to cook, play golf, and travel whenever possible
ARIZONA, ILLINOIS, FLORIDA, and VIRTUALLY ANYWHERE
courtesy of cutting-edge, easy-to-use tech
Frequently Asked Questions
Being based in Arizona, Illinois, and Florida can you work in other states?
Yes! Ridgeline is intentionally location-independent with advanced tech tools that allow us to easily work with anyone across the United States. We have clients from Florida to Alaska, California to Michigan, and numerous places in-between. You get a flexible, efficient working relationship with our team (and no sitting in traffic or a stuffy office). We use tools such as Zoom, Google Drive, SendSafely, and Front Scheduling.
Will you work with us even if we're not business owners?
We invest our time and effort in learning how to better serve current and former business owners and entrepreneurs, so those families benefit most from our planning expertise and methodologies. Still, our process leads to wise financial decisions for anyone who wants more time for family and adventure.
Are you a fiduciary?
Yes. We believe in placing our clients’ best interests first. Therefore, we commit to the following five fiduciary principles: 1) We will always put our clients’ best interests first. 2) We will act with prudence; that is, with the skill, care, diligence, and good judgment of a professional. 3) We will not mislead clients and will provide conspicuous, full and fair disclosure of all important facts. 4) We will avoid conflicts of interest. 5) We will fully disclose and fairly manage, in our clients’ favor, any unavoidable conflicts.
What is wealth management?
Wealth management is a form of investment management and financial planning that provides solutions to a wide array of clients. It incorporates financial planning, portfolio management and a number of aggregated financial services offered by investment banks, asset managers, custodial banks, retail banks, and financial planners. Business owners and families who desire the assistance of a credentialed financial advisory specialist call upon wealth managers to coordinate retail banking, estate planning, legal resources, tax professionals and investment management.