A phone call or web-based video call to help you make an informed decision about taking the next step to work together
FAMILY WEALTH FORMULA®
Three steps to help you organize your wealth plus ongoing guidance so you make wise financial decisions, minimize your taxes, and put more capital to work
Experience clarity and peace of mind that inspire you and your family to pursue your purpose and live more abundantly
We start with our Peak Planning Index™ assessment and three guided strategy meetings (in-person or web-based).
1. Family Wealth Strategy
Goals: Address the most pressing topic(s) on your mind; clarify your top financial goals, needs, and concerns; explore your Peak Planning Index™ to dive deeper into key topics
2. Investment Strategy
Goals: Organize and optimize your investment accounts into “purpose” categories; assess and establish a risk/opportunity level and the timeline for each category; outline our custom recommendations to enhance your investment strategy
3. Tax & Wealth-Building Strategy
Goals: Dive into a recommended idea list for tax savings with an action plan; demo your new Investment and Planning Dashboards; check progress toward your biggest financial goals; simulate your long-term wealth building and income projections
Pillars of Perpetual Planning
After getting started, we lead you through a continuous process so you have more time for your family and adventure.
We periodically prioritize time together to track progress to your goals, talk about new objectives, circumstances, and resources, review your investment strategy, run scenarios, and create meaningful action items.
Planning Ideas & Actions
We systematically analyze dozens of wealth-building and tax-saving ideas at key milestones throughout the year and then provide you simple, pertinent next steps at just the right time.
We continuously monitor and adjust your investments to remain on target for their purpose within your time frame, risk, and opportunity guidelines.
Life happens, and we're here for you when you need guidance for key decisions or when plans change. Call us, email us, or schedule a time on our calendar for these as-needed planning and strategy sessions.
Caleb Huftalin, CFP®
Director of Wealth Planning
CERTIFIED FINANCIAL PLANNER™ with a mission to guide leaders to implement wise financial decisions that advance their vital purpose
Husband and dad (four boys!)
Lives at the base of the Superstition Mountains in the far east valley of Phoenix, AZ
Loves to adventure with family as they hike in the mountains, drive side-by-side ATVs, and travel anywhere
Client Process Manager
Focus: leading and streamlining the administrative interactions with Ridgeline clients
Wife and mother (two boys and a girl!)
Lives in the Red Mountain area of northeast Mesa
Loves to visit the beach, watch football with her husband, volunteer for events, and watch her children have new experiences
Focus: initiating and simplifying paperwork for Ridgeline clients
Wife and mother (two girls!)
Lives in a dynamic northeast Atlanta suburb
Loves to travel, cook, and spend quality time with family and friends
Focus: Guiding the 401(k) planning process for business owners and their team members
Husband and dad (three girls and a boy!)
Lives in fast growing east Mesa
Loves to experience new restaurants, explore new places, play soccer, and enjoy a bonfire
CERTIFICATIONS | MEMBERSHIPS | ALLIANCES
Call us now at 480.779.7239 or schedule a First Conversation
RIDGELINE BASE CAMP
ARIZONA and VIRTUALLY ANYWHERE
courtesy of cutting-edge, easy-to-use tech
Frequently Asked Questions
Since you are in Arizona, can you work with us in another state?
Yes! Ridgeline is intentionally location-independent with advanced tech tools that allow us to easily work with anyone across the United States. We have clients from Florida to Alaska and numerous places in-between. You get a flexible, efficient working relationship with our team (and no sitting in traffic or a stuffy office). We use tools such as Zoom, Google Drive, Sharefile, and Acuity Scheduling.
Will you work with us even if we're not business owners?
We invest our time and effort in learning how to better serve current and former business owners and entrepreneurs, so those families benefit most from our planning expertise and methodologies. Still, our process leads to wise financial decisions for anyone who wants more time for family and adventure.
Are you a fiduciary?
Yes. We believe in placing our clients’ best interests first. Therefore, we commit to the following five fiduciary principles: 1) We will always put our clients’ best interests first. 2) We will act with prudence; that is, with the skill, care, diligence, and good judgment of a professional. 3) We will not mislead clients and will provide conspicuous, full and fair disclosure of all important facts. 4) We will avoid conflicts of interest. 5) We will fully disclose and fairly manage, in our clients’ favor, any unavoidable conflicts.
What is wealth management?
Wealth management is a form of investment management and financial planning that provides solutions to a wide array of clients. It incorporates financial planning, portfolio management and a number of aggregated financial services offered by investment banks, asset managers, custodial banks, retail banks, and financial planners. Business owners and families who desire the assistance of a credentialed financial advisory specialist call upon wealth managers to coordinate retail banking, estate planning, legal resources, tax professionals and investment management.