At our next meeting together, we want the focus to be on you and what you're all about.
Still, you probably want to know what we’re all about too. So here we go!
First, if you are a family, a leader, or a business owner fiercely pursuing your greatest potential, we're all about you--we're FOR you.
We'd like you to know:
We're FOR Purpose
We're FOR Family
We're here for you FOR Generations
Next, let's define "Investment Strategy," "Financial Planning," and "Wealth Management."
Allocating, monitoring, and strategically updating investments to be in alignment with your specific capital accumulation goals and time horizon within a personally customized risk tolerance.
(basically, choosing and implementing specific investments to achieve your goals)
The ongoing process of making financial decisions and executing strategies that help you achieve your life goals based on your purpose and your family’s purpose. This includes the key elements of savings, debt, financial independence (retirement), taxes, insurance, legal documents, charitable giving, and more.
(essentially, all the other financial decisions besides investment strategy)
An integrated, proactive, and perpetual system of Financial Planning + Investment Strategy (in that order).
Next, you should know how we approach investments.
Our team designs and implements investment strategies in alignment with:
your purpose for the investment account(s)
the time horizon until you will most likely need the funds
your risk capacity for each investment purpose
We use a Globally Diversified approach to market-based investment allocation, and depending on your investment account sizes, we implement the ideal allocation for global diversification and cost efficiency using:
individual stocks and bonds
or a combination of these investment vehicles
To further mitigate risk, hedge against market downturns, and potentially enhance portfolio returns, we may recommend various Portfolio Diversifying Investments which include many private sectors uncorrelated to the public market.
Mixing market-based securities with Portfolio Diversifying Investments is traditionally referred to as the “Endowment Model of Investing,” used by large, long-standing institutions such as Yale and Harvard.
There are material differences between the terms under which endowments and individuals can invest in alternative investments. These differences include but are not limited to commissions and fees, conflicts of interest, access to investment opportunities, size, investment time horizons, and the ability to tolerate illiquidity. There is no standard or exact definition of the endowment model. Portfolio design, specific investments and ultimately performance vary considerably among endowments and investors.