At our next meeting together, we want the focus to be on you and what you're all about.
Still, you probably want to know what we’re all about too. So here we go!
First, if you are a family, a leader, or a business owner fiercely pursuing your greatest potential, we're all about you--we're FOR you.
We'd like you to know:
We're FOR Purpose
We're FOR Family
We're here for you FOR Generations
Next, let's define "Investment Strategy," "Financial Planning," and "Wealth Management."
Allocating, monitoring, and strategically updating investments to be in alignment with your specific capital accumulation goals and time horizon within a personally customized risk tolerance.
(basically, choosing and implementing specific investments to achieve your goals)
The ongoing process of making financial decisions and executing strategies that help you achieve your life goals based on your purpose and your family’s purpose. This includes the key elements of savings, debt, financial independence (retirement), taxes, insurance, legal documents, charitable giving, and more.
(essentially, all the other financial decisions besides investment strategy)
An integrated, proactive, and perpetual system of Financial Planning + Investment Strategy (in that order).
Next, you should know how we approach investments.
Our team designs and implements investment strategies in alignment with:
your purpose for the investment account(s)
the time horizon until you will most likely need the funds
your risk capacity for each investment purpose
We use a Globally Diversified approach to market-based investment allocation, and depending on your investment account sizes, we implement the ideal allocation for global diversification and cost efficiency using:
individual stocks and bonds
or a combination of these investment vehicles
To further mitigate risk, hedge against market downturns, and potentially enhance portfolio returns, we may recommend various Portfolio Diversifying Investments which include many private sectors uncorrelated to the public market.
Mixing market-based securities with Portfolio Diversifying Investments is traditionally referred to as the “Endowment Model of Investing,” used by large, long-standing institutions such as Yale and Harvard.
There are material differences between the terms under which endowments and individuals can invest in alternative investments. These differences include but are not limited to commissions and fees, conflicts of interest, access to investment opportunities, size, investment time horizons, and the ability to tolerate illiquidity. There is no standard or exact definition of the endowment model. Portfolio design, specific investments and ultimately performance vary considerably among endowments and investors.
There is a better way. And your future depends on it.
Use a ground breaking tool built on the academic framework that won a Nobel Prize for Economics to ensure that your portfolio aligns with your investment goals and expectations.
Discover your unique
Review your current portfolio Risk Number®
Explore your options to get invested right
"What if my ideal Risk Number® and my current portfolio Risk Number® don't match?"
Do you often drive down the highway noticeably under the speed limit?
That's similar to underutilizing the allocation of your investments. You can never recover the precious time and money left on the table.
Someday you'll regret being inefficient with your resources--and it will be too late.
This would be like maintaining investments that have less risk and reward than you expect--a current portfolio Risk Number® less than your ideal Risk Number®.
What do you think to yourself when you see a hot car fly past you on the road?
"Seems kind of fun, but they're headed for an expensive traffic violation or a bad accident." That's like taking on more risk than you can handle.
During the next market pullback (and there will be one someday), you may pull the plug—locking in horrible losses, sitting out the recovery and waiting until the market “feels safe” again to reinvest at the top. That's not a formula for abundance--it's a fast track in the opposite direction.
This would be like maintaining investments that have more risk than you expect--a current portfolio Risk Number® greater than your ideal Risk Number®.